body  {
	background-color : #f1f1f1;
	background-image: url(../images/BACK.gif);
	background-repeat: repeat;
	margin: 0; /* it's good practice to zero the margin and padding of the body element to account for differing browser defaults */
	padding: 0;
	text-align: center; /* this centers the container in IE 5* browsers. The text is then set to the left aligned default in the #container selector */
}


.BodyText {
    text-align: left; 
}


 hr {
	border: none 0;
	border-top: 1px dotted #999999; /*the border*/
	width: 100%;
	height: 1px;
	margin: 11px 0 11px 0;
 }



ul {
	margin: 0 0 0 20px;
	padding: 0 0 0 2px;
}

ul li {
	list-style-type: disc;
	margin: 0px 20px 3px 20px;
	padding: 0;
}


a  {
	font-family : verdana,arial;
	font-size : 12px;
	color : #00406E;
	text-decoration : none;
}


a:visited  {
	text-decoration : none;
	color : #00406E;
}


a:hover  {
	color : #638AA6;
}



.NAV a:link {
	color : #CCCCCC;
	font-size : 14px;
	font-family : Arial, Helvetica, sans-serif;
	font-weight: lighter;
	text-decoration: none;
}


.NAV a:visited {
	color : #CCCCCC;
	font-size : 14px;
	text-decoration: none;
}


.NAV a:hover {
	color : #CFAC04;
	text-decoration: none;
}